LITERASI KEUANGAN SYARIAH DAN KINERJA UMKM

Abstract

Micro, Small and Medium Enterprises (MSMEs) have an important role in increasing economic growth and public welfare, while Islamic financial literacy on products and services is currently an important factor in encouraging performance improvement. The purpose of this study is to determine islamic financial literacy whether it affects the performance and sustainability of MSMEs in Soreang Parepare District. The type of research used is quantitative. The sample of this study was 35 MSMEs in Parepare. Data analysis used descriptive statistics and simple regression. The results of this study found that financial literacy has a positive effect on the performance of MSMEs. These results indicate that financial performance is determined by the level of financial literacy. Financial literacy helps business owners to acquire the financial knowledge and skills necessary for them to make business plans, start financial plans and make strategic investment decisions. Increasing knowledge encourages them to innovate performance. Thus, performance continues to improve.

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